Generally speaking, the most common version of the game found most of the time online has a payout rate of 99.6 percent with correct play, which corresponds with a house edge of 0.4 percent. This means that there can be some slight variation in the best possible payout rate/lowest possible house edge. The exact rules for Spanish 21 blackjack games can vary slightly from casino to casino or software to software. This compensation is what makes Spanish 21 strategy so much deeper than most other casino titles. However, in this game, a number of extra strategic options, special rules and bonus payouts are added to give players more than enough compensation for the deck change. Removing those 10s lowers the chances of getting a blackjack and makes it harder for the dealer to go bust, both of which drastically decrease the payout rate for the player. If that was the only rule change (ie: if you were playing regular blackjack with the 48-card Spanish deck), then the house would have an overwhelming advantage. Spanish 21 is a little different in that it uses a 48-card deck that is like the French deck with the 10s removed. Most blackjack games are played with what is known as the French deck, which is the typical 52-card deck that you see all over the place.
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